Your built-in hotel payment gateway

Every payment, connected to its reservation

Collect payments, charge OTA virtual cards, and automate hotel payment workflows directly from your PMS. SabeePay keeps every transaction linked to the right guest, reservation, and folio.

Cards, Apple Pay, Google Pay & OTA virtual cards PCI DSS & PSD2 / SCA compliant
Guest Folio
#F-2847
PendingProcessing…Paid
GuestKovács, Anna
RoomSuperior 204
StayJun 19 → 22 · 3 nights
Payment method
VISA
•••• 4242
Auto
Total€330.00
VISAAuto
•••• •••• •••• 4242
Kovács, Anna
Payment settled
€330.00 · Folio #F-2847
Room 204 — Checkout
Jun 22, 2026 · Auto-settled · Folio #F-2847
€330.00

6,000+ Hoteliers 70+ Countries Top 3 worldwide 60+ OTA connections Booking.com Premier Partner

The Challenge

Manual payment processing costs your front desk time.

Every booking needs to be paid, but too often that means switching between systems, charging OTA virtual cards one by one, chasing guests for payment, and matching transactions back to reservations by hand.

Manual card entry

Staff retype card numbers from OTA extranets, phone bookings, or email requests — a slow process that creates PCI risk every time a card number is written down or copied between systems.

One-by-one VCC charging

OTA virtual cards from Booking.com, Expedia, and other channels have to be located, matched to the right reservation, and charged individually — unless your gateway can do it in bulk.

Payments outside the PMS

When payments run through a separate system, your team manually matches transactions back to reservations and folios, and your revenue reporting lags behind the front desk.

What SabeePay does

Manage every hotel payment workflow in one place

SabeePay helps your team handle every payment step from one place. Collect deposits, charge OTA virtual cards, send payment requests, and keep transactions connected to the right reservation and guest folio.

0.5% per transaction — no separate SabeePay subscription.

  • Apple Pay
  • Google Pay
  • PayPal
  • Visa
  • Mastercard
  • Maestro
  • SEPA

Also: bank transfer & pay on arrival

Rate policy · Flexible Rate
Deposit
At booking
30%
Balance
3 days before arrival
70%

Rate policy: 30% deposit

01. Deposits & Balances

Deposits & balances follow your rate policy

Set deposit, preauthorisation, and balance rules once in your rate policy, and SabeePay applies them to every reservation that uses it — from your PMS, Booking Engine, or a channel-managed OTA.

Reservation #5107
VISA
•••• 4242 · auto-filled
From Booking Engine · no typing
Linked to reservation
Guest folio · Superior 204

Booking Engine payment received

02. No Manual Entry

No manual data entry

Payments from Booking Engine or Channel Manager bookings arrive already linked to the right reservation, so staff aren’t retyping card details from a confirmation email or OTA extranet.

VISADetected
•••• •••• •••• 1180
B.Booking.com virtual card

New VCC · Booking.com

03. OTA Virtual Cards

Automatic OTA virtual card detection

SabeePay recognises OTA virtual cards (VCCs) from Booking.com, Expedia, and other channels as soon as the reservation lands in your PMS — no manual lookup required.

OTA virtual cards · 3 ready
B.
Booking.com · Res #4821
€312
E
Expedia · Res #5107
€540

3 virtual cards selected

04. Bulk Charging

Bulk VCC charging

Charge multiple OTA virtual cards in one click instead of opening each extranet individually. A task that once took a chunk of a front desk shift now takes minutes.

Payment request · email
Balance due in 3 days
Sent to guest · auto-timed
€231

Balance due in 3 days

05. Payment Reminders

Automated guest payment reminders

Guests get a payment request by email when a balance is due, timed to the rate policy on their reservation — so your team isn’t chasing payments manually before arrival.

Checkout · Folio #F-2847
€330.00

Guest tap to pay

06. One-Click Payments

One-click payments for guests & staff

Guests pay a deposit or balance online in one click. Front desk staff charge a stored card straight from the reservation screen — no separate card terminal.

How SabeePay works

From reservation to completed payment in three steps.

Every payment already knows which reservation and folio it belongs to, so the whole flow runs without manual tracking or reconciliation.

BOOK A DEMO
01

Payment requirements are defined automatically

When a booking arrives, SabeePay knows what payment is required based on your rate policy. Deposits, pre-authorisations, and balance payments are ready to be managed.

02

SabeePay handles the payment process

SabeePay processes eligible payments, charges OTA virtual cards, or sends payment requests to guests based on your settings. Your team doesn’t need to track each payment step manually.

03

Payments update automatically in your PMS

Once a payment completes, the transaction is added to the reservation and guest folio. Reports stay accurate, balances stay up to date, and your team avoids manual reconciliation.

Front desk using SabeePay to charge cards and post payments to the folio
SabeePay · Transactions
B.
Booking.com · Res #4821
OTA virtual card
€312ReadyPosted
E
Expedia · Res #5107
OTA virtual card
€540ReadyPosted
B.
Booking.com · Res #5133
OTA virtual card
€189ReadyPosted
Refund · Res #5133
Back to guest folio
−€85Refunded
Charge all OTA cards
3 virtual cards ready to charge€1,041 posted to guest foliosRefund posted back to same folio

See it in action

Bulk-charge, post, and refund — all from one screen

The SabeePay transaction screen shows OTA virtual cards ready to charge in bulk, payments posted straight to the guest folio, and refunds posting back to the same folio — with nothing to reconcile by hand.

BOOK A DEMO

Security & compliance

Secure hotel payments without extra complexity

SabeePay uses Stripe’s PCI DSS Level 1 certified infrastructure to process card payments securely, with PSD2 Strong Customer Authentication (SCA) and 3D Secure built into the payment flow. Sensitive card data is never stored in your PMS — so guest data stays protected while your team manages payments efficiently from SabeeApp.

Stripe

Powered by Stripe

PCI DSS Level 1 certified infrastructure

PSD2 & SCA compliant

Strong Customer Authentication in the flow

Secure tokenised payments

Raw card numbers never stored in your PMS

Built for hotels worldwide

Multi-currency, no extra infrastructure

Accepts Apple Pay Google Pay PayPal Visa Mastercard Maestro SEPA Bank transfer

Simple, transparent pricing

Pay only when you get paid — 0.5% per transaction.

SabeePay is available to every SabeeApp customer and activated separately. There’s no monthly subscription for SabeePay itself — just 0.5% per successful transaction on top of Stripe’s standard processing fees.

SEE FULL PRICING

SabeePay transaction fee

0.5%per successful transaction

No monthly subscription for SabeePay itself

  • On top of Stripe’s standard processing fees
  • PCI DSS & PSD2 / SCA compliant
  • Cards, wallets, SEPA, PayPal & bank transfer
  • Bulk OTA virtual card charging
  • Posts straight to the guest folio

Also available  ·  Collect card details for manual charging, or offer bank transfer, PayPal & pay on arrival

Compare

Evaluating other systems? See how SabeeApp’s payment features compare.

Trusted by 6,000+ hoteliers in 70+ countries

See how SabeePay fits your property

Every hotel manages payments differently. Talk with our hospitality experts and find the right setup for your payment workflows.

FAQ

SabeePay — frequently asked questions

SabeePay is SabeeApp’s built-in hotel payment gateway. It processes card payments, digital wallets, and OTA virtual cards, and transfers every transaction securely to the right reservation folio in your PMS — with full PCI DSS and PSD2/SCA compliance.

Both. SabeePay initiates the charge, runs it through PCI DSS and PSD2 compliant processing via Stripe, and posts the result to the guest folio without a separate entry from your team. You don’t need a separate payment processor alongside SabeeApp.

SabeePay is available to every SabeeApp customer but activated separately. It’s charged at 0.5% per successful transaction on top of Stripe’s standard processing fees, with no extra monthly subscription cost for SabeePay itself.

Cards (Visa, Mastercard, Maestro), OTA virtual credit cards, Apple Pay, Google Pay, SEPA, PayPal, bank transfer, and payment on arrival — across multiple currencies.

Yes. PCI DSS compliance is handled through Stripe at Level 1, and PSD2’s Strong Customer Authentication requirements are built into the checkout flow, which also helps reduce chargebacks.

It detects OTA virtual cards as soon as they arrive, lets you charge several in one click, times payment reminders to the rate policy so your team isn’t chasing guests manually, and posts every transaction to the folio without manual entry.

Yes. Every payment, refund, and pending balance updates the guest folio and your financial reports in real time.

Yes. This is useful for small hotel groups or owners managing several properties under one company entity.

Yes. SabeePay can generate a payment request based on the rate policy attached to the reservation, without your team creating it manually each time.

No. Payments settle to your Stripe merchant account first, then transfer to your bank account on Stripe’s standard payout schedule.

SabeeApp doesn’t support external payment gateways. Alongside SabeePay, you can still collect card details for manual charging, or offer bank transfer, PayPal, or payment on arrival.

Your front desk receives an alert, and Stripe manages the dispute and chargeback process on SabeePay’s behalf.

Technically yes, but PSD2’s Strong Customer Authentication may require the guest to re-authenticate the charge, so it isn’t always as instant as an in-stay charge.

SabeePay does not store raw card numbers in your PMS. Card details are securely tokenised through Stripe, allowing authorised payments to be processed without your team accessing sensitive card information.